A painless way to pay for dental, vision, and hearing specialist care.

In partnership with Alpha Dental Plan, Paytient is your new way to pay for care over time — always without interest or fees.

Ready to get started with Paytient?


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No Interest or Fees

Pay upfront with your Paytient card and repay the balance over time — with no interest or fees.

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No Credit Check

You have access to a $1,000 line of credit — no credit check necessary!

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Custom Repayment Plans

You can set a custom repayment plan for each transaction on your Paytient card.

H O W   I T   W O R K S

Swipe. Click. Split.

Swipe your Paytient card to pay for out-of-pocket dental, vision, and hearing specialist expenses.*

Click the notification that appears on your home screen.

Split the transaction into a repayment plan over the amount of time you choose.


No interest. No fees. No credit check. No, really.


Care paid your way

Grow your HSA

Continue contributing to your HSA and let that triple tax advantage work for you. You can make the most of your available options when paying for care with Paytient.

Planned and prepared

Turn unexpected out-of-pocket dental, vision, and hearing specialist expenses into affordable repayment plans — for free. Finally, care is back on your terms!

We are here for you

Our support team is just a tap away! In-app support is available if you ever have a question, concern, or need to make a change.

Amy G.

Paytient User


"Best benefit of my entire insurance: It helped me afford glasses when I couldn’t afford them any other way. I can also use it for my dental necessities, and they just take it out of my paycheck."

Heather J.

Paytient User


"Paytient is awesome! It helped me pay for dental work I desperately needed and couldn’t entirely afford right now. They make setting up your payment options so easy."

Carla M.

Paytient User


"Paytient was a blessing to me. I had been without my glasses for five months because they are expensive, and then I remembered I had that card. It covered the cost of my glasses at a time when money is tight."


Where can I use my Paytient card?



Shiny teeth are just around the corner. Receive dental care at the provider of your choice, and use Paytient to make the transaction a breeze.


Hearing Specialist

If you’re experiencing hearing loss, covering a hearing specialist visit with an interest-free payment plan can bring you peace of mind. Check your plan to find eligible locations. 



Whether you visit your favorite local optometrist or you're buying contacts or glasses online, you can use Paytient to pay.



Still have questions?

We've got the answers.



Q.    How do the payment plans work?

Spread payments over a few weeks or up to 36 months... whatever works best for you. Say you have a dentist appointment that includes a $400 bill. The Paytient card can split that charge into 10 payments of $40 — or five payments of $80. You can pick the interest-free payment plan that fits your budget.


Q.    Where can I use Paytient?

Your Paytient card can be used for you and your family's dental, vision, and hearing specialist expenses at both in-network and out-of-network providers. The Paytient card works at any dental, vision, or hearing specialist provider that accepts Visa!*

Q.    Can I use Paytient to pay for previous bills?

Yes. You can use Paytient for dental, vision, and hearing specialist bills still owed to providers, as long as they are not being collected by a different party.


Q.    What is the credit line?

Your credit line is set at $1,000, which means you can charge up to $1,000 at a time. As you repay your balance, that credit becomes available to spend again on future care.


Q.    How do I set up a payment method?

You can connect a bank account, debit card, or credit card within the Paytient app to make payments toward your open repayment plans. Our support team can also take payments over the phone or chat.


Q.    Can I use this for my family/dependents?

Sure can! Paytient works for you and your loved ones.


Q.    How do I use the virtual Paytient card?

To view your virtual card number, click the purple card in the Paytient app to make your card number appear on your screen. You can add this number to your smartphone's digital wallet or share the information to be entered into a payment system.


Q.    When do I get a physical Paytient card?

Your physical card will arrive at the address on file within 7-10 business days after you have created your account. In the meantime, your virtual card can be accessed immediately within your account. You also have the ability to add this card to your smartphone's digital wallet for use at medical facilities and pharmacies that accept digital forms of payment (e.g., Apple Pay, Samsung Pay).

Because your virtual and physical cards will have different numbers, your physical card will need to be activated once it arrives.


Q.    How do I activate my Paytient card?

Once your physical card arrives, you'll text the last four digits of your card from your phone to 573-269-3836 to activate! You can also activate your Paytient card within the app by swiping to the white card on your home screen. Once you see that card, press and hold, and then enter the last four digits of your card number.


Q.    Can I pay off my balance sooner?

Of course. Just tap the payment plan settings, and you can pay off your balance earlier than scheduled.


Q.    How can I adjust my payment plan?

We understand circumstances change. Our support team is happy to adjust your payment plan to better fit your budget. Reach out in the app or by emailing for assistance.


Q.    Is it really free of any interest or fees?

Yes, really. It’s powered by Alpha Dental Plan, so you’re never charged any interest or fees when financing your dental, vision, and hearing specialist expenses.


Q.    How does this work with an HSA or FSA?

HSA: Paytient can serve as an upfront payment method at the point of care to either protect HSA savings for future use or to bridge the gap in anticipation of future HSA savings contributions. When you use your HSA to pay off your Paytient balance, you’re better able to capitalize on the triple tax advantage of your HSA.

FSA: Use Paytient alongside your FSA and/or after funds are depleted to reduce reliance on credit cards or payday loans with high interest rates and fees.

Ready to get started?


Your account is ready for you!

Create your account to access your new benefit. 

*Note: Your Paytient card works with providers in certain approved merchant categories. The provider self-selects their merchant category, and in some cases a provider might not be categorized as you expect. If your card is unexpectedly declined, contact Paytient customer support.