The Paytient card helps employees access and afford care with interest-free credit
On-demand line of credit with limit set by the employer
Pays for medical, dental, vision, pharmacy, and vet care
No credit check promotes equitable access
Employers are not on the hook for any unpaid balances
Increase Employee Retention
At a time when open jobs far outpace available workers, every company wants to retain talent. Employees with a Paytient account have a turnover rate 2.2 times lower than those who don’t have Paytient.
Advance Health Equity
Health plans with high out-of-pocket costs have historically disadvantaged vulnerable employees who have less disposable income and lower credit scores. Paytient makes your health benefits more equitable by affording all employees access to credit, without a credit check, so they can get the care they need and pay their out-of-pocket costs over time with no interest or fees.
Fill Benefits Gaps
With 60% of Americans living paycheck to paycheck, including 36% of those who earn $250,000 or more, Paytient helps people avoid unexpected care costs by filling gaps in their benefits. Whether people need a hand paying for dental, medical, pharmacy, vision, or veterinary needs, Paytient connects people with the care they need.
Drive Lower-Cost Health Plan Adoption
Health plans with lower costs can benefit employees and employers alike, though concerns about making the transition can give people anxiety. Paytient can provide peace of mind while steering employees toward whatever plan you prefer. One client was able to increase its HDHP adoption from 50% to 85%, resulting in a 12x return on investment for implementing Paytient.
Provide Cost-Effective Support
Companies and employees alike sometimes feel pulled between physical and financial wellness. Paytient is the most affordable way to help employees access care without paying the full cost of that care.
Boost Health Plan Optionality
Employees have diverse healthcare priorities, including everything from mental health to physical therapy to infertility. Many employees are caring for partners, children, parents, and pets in addition to themselves. Since Paytient is accepted at any provider that takes Visa cards, it's one benefit that unlocks access to a wide spectrum of care needs.
Reduce Large Claims
Paytient helps create a healthier dynamic in healthcare benefits programs. When you make healthcare more affordable, out-of-pocket costs become more manageable for employees. This empowers them to get care sooner, which reduces the likelihood of large claims and puts less pressure on health benefit prices in subsequent years.
