Today, 47% of employees with healthcare insurance can’t afford the care they need despite every benefits leader doing the best they can to balance the needs of the company with those of their employees. Most aren't skipping care because they lack coverage. They're skipping it because they can't afford what comes after paying for their plan.

For the past several years:

• We’ve let 'insured' come to mean 'enrolled’
  
  
• We've let 'covered' come to mean 'technically eligible’
  
  
• We've let 'access' come to mean 'if you can afford it'.

The gap between being insured and actually feeling protected is what we're here to talk about.